San Diego ADU Permits 2026: $6.5K-$21K Costs & 8-Unit Rule

If you're considering building an accessory dwelling unit (ADU) on your San Diego property in 2026, you're navigating one of the most transformative periods in California housing law. With permit costs ranging from $6,500 to $21,000 depending on your project size, a critical July 1, 2026 coastal zone simplification deadline approaching for Pacific Beach, La Jolla, and Ocean Beach properties, and new multifamily expansion rules allowing up to 8 detached ADUs, homeowners need clear guidance to make informed decisions.

This comprehensive guide breaks down exactly what you'll pay in permit fees, how long approval takes, which fee waivers can save you $8,000 to $15,000, and what the coastal zone deadline means for your timeline. Whether you're exploring junior ADUs, garage conversions, or detached units—or considering selling your property with ADU development potential to a cash buyer instead—you'll find the transparent cost analysis you need here.

Understanding San Diego ADU Permit Costs in 2026

The total cost to permit an ADU in San Diego varies significantly based on your unit's size, type, and location. According to the City of San Diego's 2025 fee schedule, most projects fall between $6,500 and $21,000 in total permit fees.

Permit Cost Breakdown by ADU Size

For a 400-square-foot ADU, you're looking at approximately $6,500 total, which includes:

• Plan check fees: $2,300
• Building permit: $2,200
• Water capacity fees: ~$1,524
• Sewer capacity fees: ~$2,577

For a 750-square-foot ADU, expect around $20,986 total:

• Plan check fees: $7,539
• Building permit: $7,834
• School impact fees: $3,872 ($5.17 per square foot for units over 500 sq ft)
• Water capacity fees: ~$1,524
• Sewer capacity fees: ~$2,577

These figures represent the standard permit pathway. However, strategic planning can significantly reduce these costs through fee waivers and pre-approved plans.

Junior ADU Permits: The Most Affordable Entry Point

Junior ADUs (JADUs) offer the lowest permit costs in San Diego, typically ranging from $3,000 to $6,000. These units are limited to 500 square feet and must be created within the existing home's footprint—often by converting a bedroom, office, or other interior space.

What makes JADUs particularly cost-effective is that they're exempt from school impact fees (since they're under 500 square feet) and qualify for reduced water and sewer connection fees. According to Better Place Design Build's 2025 analysis, JADUs deliver an average ROI of 80%—the highest among all ADU types.

For homeowners in North Park, South Park, or Hillcrest with existing homes that have extra interior space, a JADU represents the fastest, most affordable path to adding rental income or multigenerational housing.

Garage Conversion Permits: Balancing Cost and Speed

Garage conversions hit a sweet spot between affordability and approval timeline, with permit costs typically ranging from $6,000 to $10,000. SnapADU's fee analysis confirms these conversions move through the permit process faster than new construction because they use existing structures.

In neighborhoods like Clairemont, Bay Park, and Linda Vista where properties commonly have two-car garages, conversions offer a practical path forward. You'll still need to address parking requirements in certain zones, but recent legislation has made this easier—particularly outside the coastal overlay zone where no parking replacement is required.

Detached ADU Permits: Highest Cost, Maximum Value

Detached ADUs represent the premium option, with permit costs ranging from $12,000 to $21,000 for units between 800 and 1,200 square feet. While these carry the highest upfront permit expense, they also deliver the strongest property value increases.

According to a 2024 UCLA Lewis Center study, permitted ADUs in Southern California increased home values by $150,000 to $300,000, depending on size and integration with the main residence. A separate 2025 FHFA study found that properties with ADUs appreciated 22% more than properties without them.

For properties in La Jolla, Point Loma, or Mission Beach with adequate lot size, detached ADUs offer the strongest long-term investment—assuming you're prepared for the higher permit costs and longer construction timeline.

Timeline Analysis: How Long Does ADU Approval Take?

Permit approval timelines in San Diego have improved dramatically from the 7-10 month waits common just a few years ago. Current processing times now average 3-5 months for standard applications, with express options available for pre-approved plans.

Standard Permit Timeline: 2-4 Months

Most ADU permits in San Diego take about 3-5 months from initial application to approval, according to Better Place Design Build's 2025 permitting guide. This timeline assumes:

• Complete application with all required documents
• Standard architectural plans (not pre-approved)
• No major site complications (grading, septic systems, etc.)
• Property outside the coastal overlay zone

For San Diego County unincorporated areas (including Bonita, Fallbrook, Valley Center, and Rancho Santa Fe), the timeline is slightly faster at 4-10 weeks for straightforward projects, with state law requiring jurisdictions to approve or deny complete applications within 60 days.

Express Pre-Approved Plans: 2 Weeks to 1 Month

The fastest path to ADU approval is using pre-approved plans, which can shorten review times to just 2-4 weeks. Under regulations effective in 2025, local agencies must review pre-approved ADU plans within 30 days for the first round of feedback.

San Diego County, along with cities like Chula Vista, Encinitas, Escondido, and Carlsbad, have produced several pre-approved ADU plans specifically designed to streamline the process. The City of San Diego accepts County, Chula Vista, and Encinitas pre-approved plans.

Using pre-approved plans also cuts your plan check fees by 50%, delivering savings of $1,500 to $4,000 according to Streamline Design Group's 2026 fee guide.

SB 543 Application Processing Protections

New legislation signed in October 2025 provides additional timeline safeguards. SB 543 requires local agencies to determine whether an ADU application is complete within 15 days of receipt. If the agency fails to issue a completeness determination within that timeframe, the application is automatically deemed complete—preventing indefinite delays.

This change, effective January 1, 2026, represents a significant improvement for homeowners who've experienced prolonged uncertainty during the application review stage.

Coastal Zone Regulations and the July 1, 2026 Deadline

If your property is located in Pacific Beach, La Jolla, Ocean Beach, Mission Beach, or Point Loma, you're in San Diego's coastal overlay zone—which comes with unique permitting requirements and a critical approaching deadline.

What the Coastal Zone Means for Your ADU

Historically, ADUs in the coastal zone required a Coastal Development Permit (CDP), which added significant time and complexity to the approval process. According to coastal zone permitting guides, additional permitting time for coastal properties can range from three months to two years depending on proximity to the beach and specific overlay zone requirements.

The California Coastal Commission has traditionally required CDPs for "all ADUs and JADUs that are not completely contained in the existing primary structure or include increases in habitable area, or include conversion of non-habitable space."

However, significant changes are coming.

July 1, 2026 Coastal Simplification Deadline

Under SB 1077, the California Coastal Commission must develop guidance by July 1, 2026 to help local governments simplify the permitting process for ADUs in the Coastal Zone. Local governments must then update their permitting procedures to comply with this new streamlined approach.

This guidance will make the process "easier and more transparent" according to the legislation, and must include at least one public workshop to ensure community input before final adoption.

For Pacific Beach and Ocean Beach homeowners considering ADU construction, this creates a strategic decision point: begin the permit process now under current (more complex) rules, or wait until mid-2026 when simplified procedures take effect. Given that current coastal zone timelines can extend 3+ months beyond standard permits, the wait may be worthwhile—but it compresses your 2026 construction window.

Recent Progress: September 2024 Certification

On September 12, 2024, the Coastal Commission certified ADU regulations associated with San Diego's Housing Action Package 1.0. This represents progress toward streamlining, though full implementation is expected in 2026.

La Jolla properties, in particular, have experienced "long-standing ADU permitting headaches" that are "finally easing" according to local housing law updates. The July 2026 deadline should accelerate this improvement.

Multifamily ADU Expansion: Up to 8 Detached Units

One of 2025's most significant ADU law changes impacts multifamily property owners in urban core neighborhoods like North Park, Hillcrest, South Park, and Mission Valley.

SB 1211: From 2 Units to 8 Units

SB 1211, signed by Governor Gavin Newsom on September 19, 2024 and effective January 1, 2025, dramatically expanded ADU opportunities on multifamily properties. The law increased the detached ADU limit from 2 units to 8 units.

Key provisions include:

• Maximum of 8 detached ADUs per multifamily property
• Density cap: The number of ADUs cannot exceed the number of existing units in your main building
• No parking replacement required: If you convert or replace a garage, carport, or parking space with an ADU, no replacement parking is necessary

According to YDS Architecture's SB 1211 analysis, this change creates "huge expansion from previous limits" and represents a major opportunity for property owners looking to maximize their land's housing potential.

Who Benefits from the 8-Unit Rule?

Multifamily property owners in neighborhoods like:

• North Park: Properties with existing duplexes, triplexes, or small apartment buildings
• Hillcrest: Urban lots with multifamily zoning and adequate land area
• South Park: Properties that can accommodate multiple detached units
• Linda Vista: Multifamily parcels with development potential
• Mission Valley: Transit-oriented multifamily properties

For example, if you own a 6-unit apartment building in North Park with sufficient lot size, you can now add up to 6 additional detached ADUs (matching your existing unit count). If your lot could physically accommodate 8 ADUs, you're still capped at 6 to match your existing density.

Rental Income Potential from Multiple ADUs

With San Diego ADU rental rates ranging from $1,900 per month for studios to $3,600 for three-bedroom units, the income potential from multiple ADUs is substantial.

A multifamily owner who adds 4 detached one-bedroom ADUs (each renting for $2,500-$3,500 monthly) could generate $10,000 to $14,000 in additional monthly income—or $120,000 to $168,000 annually. Average ADU rental income in San Diego is around $2,600 per month for long-term rentals.

This transforms the economics of ADU development for multifamily owners, particularly given the 25-35% property value increase that ADUs typically deliver.

Fee Waivers and Savings Opportunities: $8,000-$15,000 Reduction

Strategic planning around fee waivers can dramatically reduce your total ADU permit costs. The most significant savings come from SB 13's impact fee exemptions.

SB 13 Impact Fee Waiver for Units Under 750 Square Feet

SB 13, passed in 2019, prohibits imposition of any impact fees on ADUs of less than 750 square feet. This single provision can save homeowners $8,000 to $15,000 on qualifying projects.

Impact fees typically include:

• Fire protection fees
• Park development fees
• Public facilities fees
• Streets and signals fees

For ADUs 750 square feet and larger, impact fees must be charged proportionately in relation to the square footage of the primary dwelling unit—not at the full single-family rate.

According to Better Place Design Build's fee waiver guide, development impact fees are "fully waived for all ADUs statewide" under SB 13's provisions, representing one of the most valuable cost-saving opportunities available.

School Impact Fee Exemptions

School impact fees of $5.17 per square foot apply only to ADUs larger than 500 square feet. Units at or below 500 square feet receive complete school fee waivers.

For a 750-square-foot ADU, school fees total approximately $3,872. By keeping your design at 499 square feet instead, you eliminate this cost entirely—a significant consideration when planning junior ADUs or small studio units.

Utility Connection Fee Reductions

SB 13 also waives utility connection fees for units under 750 square feet, significantly reducing overall utility expenses for smaller ADUs.

Water and sewer capacity fees for ADUs are charged at approximately 0.5 EDU (Equivalent Dwelling Unit) instead of the full 1.0 EDU rate for single-family homes. This translates to:

• Water capacity: ~$1,524 (vs. ~$3,048 for full EDU)
• Sewer capacity: ~$2,577 (vs. ~$5,154 for full EDU)

Combined, these reductions save approximately $4,000-$5,000 compared to standard single-family connection fees.

Pre-Approved Plans: 50% Plan Check Fee Reduction

As mentioned earlier, using pre-approved ADU plans cuts plan check fees by 50%, saving $1,500 to $4,000 depending on your project size. This compounds with the fee waivers above to deliver total savings that can approach $20,000 for optimally planned projects.

For a 750-square-foot ADU using pre-approved plans:

• Standard plan check: $7,539
• Pre-approved plan check (50% reduction): $3,769
• Savings: $3,770

When combined with impact fee waivers for units under 750 square feet ($8,000-$15,000) and reduced utility fees (~$4,000), strategic planning can reduce total permit and impact costs by more than $15,000.

Geographic Variations Across San Diego Service Areas

Permit requirements and timelines vary between the City of San Diego and San Diego County unincorporated areas, as well as among different neighborhoods based on zoning overlays.

City of San Diego vs. County Differences

City of San Diego (includes Pacific Beach, La Jolla, Ocean Beach, North Park, Hillcrest, South Park, Mission Beach, Point Loma, Clairemont, Bay Park):

• Average timeline: 3-5 months
• Online submission available
• Coastal Development Permits required in coastal overlay zone
• Parking requirements vary by zone (none required outside coastal zone; one space required in Beach Impact Area)

San Diego County Unincorporated Areas (includes Bonita, Bonsall, Fallbrook, Rancho Santa Fe, Valley Center, Spring Valley, Lakeside, Rainbow):

• Average timeline: 4-10 weeks for simple projects
• In-person plan submission required
• Generally faster processing for straightforward conversions
• Different fee schedule from City

According to SnapADU's county comparison, the County's in-person submission requirement adds some processing time and expense compared to the City's streamlined online portal.

Coastal vs. Inland Timeline Impact

Properties in Pacific Beach, La Jolla, Ocean Beach, Mission Beach, and Point Loma within the coastal overlay zone experience longer timelines—potentially 3 months to 2 years additional processing time depending on proximity to the beach and specific Coastal Development Permit requirements.

Inland neighborhoods (North Park, South Park, Hillcrest, Clairemont, Bay Park, Linda Vista) avoid these coastal zone delays and generally see the standard 3-5 month timeline.

Neighborhood-Specific Considerations

Pacific Beach: High ADU demand for rental income; coastal zone adds complexity; Beach Impact Area may require parking; strong rental market ($2,500-$3,500 for 1BR units)

La Jolla: Premium property values make ADU construction particularly attractive (potential $150,000-$300,000 value increase); coastal zone requirements; long-standing permitting challenges improving with 2026 reforms

Ocean Beach: Coastal Development Permit required; community character considerations; strong vacation rental demand (though short-term ADU rentals prohibited in San Diego)

North Park: Urban core location ideal for multifamily ADU expansion under SB 1211; no coastal zone delays; strong long-term rental market

Hillcrest: Similar to North Park with multifamily opportunities; high land values justify premium ADU construction; transit-oriented location

South Park: Residential character supports detached ADUs; adequate lot sizes in many areas; no coastal complications

Clairemont & Bay Park: Suburban lot sizes favorable for detached ADUs; garage conversion opportunities; Bay Park's coastal proximity doesn't trigger coastal zone requirements

Central & Eastern San Diego Neighborhoods

University Heights & Normal Heights: These central San Diego neighborhoods offer excellent ADU opportunities with no coastal zone complications and strong rental demand from proximity to hospitals and medical facilities. Typical lot sizes support detached ADUs with standard 3-5 month permitting timelines.

Kearny Mesa & Serra Mesa: Commercial-adjacent residential areas with multifamily properties that benefit from SB 1211's 8-unit expansion. Proximity to business districts supports strong rental markets for workforce housing ADUs.

Downtown San Diego & East Village: Urban core locations where multifamily properties can maximize ADU density under new regulations. High land values and transit access justify premium ADU construction, though limited lot sizes may constrain detached unit options.

College Area, Allied Gardens, Del Cerro & San Carlos: East County neighborhoods with larger suburban lots favorable for detached ADUs and garage conversions. These areas typically see faster County permit processing (4-10 weeks) compared to coastal properties.

Property Value Impact: 25-35% Increase from ADU Construction

Beyond rental income, ADUs deliver substantial property value appreciation that factors into your long-term investment decision.

Recent Studies on ADU Value Impact

Multiple 2024-2025 studies confirm significant property value increases from ADU construction:

• UCLA Lewis Center (2024): Permitted ADUs in Southern California increased home values by $150,000 to $300,000, depending on size and integration
• Federal Housing Finance Agency (2025): Properties with ADUs appreciated 22% more than properties without them
• National Association of Realtors: Homes with an ADU sell for approximately 35% more on average in major U.S. cities

On a $875,000 median San Diego home (current market median), a 25-35% value increase translates to $218,750 to $306,250 in additional equity.

Appraisal Considerations

It's important to understand that appraisers typically value ADUs at 50-80% of actual construction cost, not dollar-for-dollar. However, the long-term appreciation differential means properties with ADUs gain value faster than those without—making the investment increasingly valuable over time.

Resale Velocity

Beyond price, ADUs improve marketability. Listings with ADUs sell approximately 26% faster—nearly a month sooner than comparable homes without one. This represents valuable optionality if you need to sell quickly in the future.

The Cash Buyer Alternative: Selling ADU Development Potential

While ADU construction offers substantial benefits, it's not the right choice for every homeowner. The total investment—including $6,500-$21,000 in permits plus $200,000-$450,000 in construction costs—represents a significant commitment of capital and time.

For some San Diego property owners, selling to a cash buyer who recognizes your property's ADU development potential offers a more attractive path forward.

When Selling Makes More Sense Than Building

Consider the cash buyer alternative if you:

Lack construction capital: Even with strong rental income potential ($2,500-$3,500 monthly for a 1BR ADU), you need $200,000+ upfront for construction after permits

Want immediate equity access: Cash buyers can close in 7-14 days versus the 6-12 month timeline for permitting and construction

Prefer to avoid construction complexity: Managing architects, contractors, inspections, and coastal zone permits requires significant time and expertise

Are overwhelmed by permit requirements: Particularly for coastal zone properties facing additional CDP requirements and longer timelines

Have properties with exceptional development potential: Multifamily properties that can now accommodate up to 8 ADUs under SB 1211 are attracting investor premiums

Investor Interest in ADU-Eligible Properties

According to San Diego real estate market analysis, "investor interest remains elevated, particularly in single-family homes with accessory dwelling unit (ADU) potential." Properties with clear ADU development opportunities are being "repriced upward by investors" who recognize the value-add potential.

This means you may capture a significant portion of the ADU value increase by selling to a knowledgeable cash buyer—without personally undertaking the construction project.

Pacific Beach, La Jolla, and Ocean Beach Properties

Coastal properties carry particular appeal to ADU investors because:

• Strong rental demand supports premium ADU rents ($2,500-$3,500+ for 1BR units)
• July 1, 2026 coastal zone simplification will make development easier
• Limited coastal inventory creates scarcity value
• Proximity to beach justifies higher construction investment

If your Pacific Beach or Ocean Beach property could accommodate an ADU but you're daunted by the Coastal Development Permit process, selling to a cash buyer who specializes in coastal zone development may deliver comparable financial returns with immediate liquidity.

Frequently Asked Questions About San Diego ADU Permits

How much do ADU permits cost in San Diego in 2026?

ADU permit costs in San Diego range from $6,500 to $21,000 depending on size and type. Junior ADUs (under 500 sq ft) cost $3,000-$6,000, garage conversions cost $6,000-$10,000, and detached ADUs cost $12,000-$21,000. These figures include plan check fees, building permits, water/sewer capacity fees, and school impact fees where applicable.

What is the July 1, 2026 coastal zone deadline?

Under SB 1077, the California Coastal Commission must provide guidance by July 1, 2026 to simplify ADU permitting in coastal zones. Local governments must then update their procedures accordingly. This will make the permit process easier and more transparent for properties in Pacific Beach, La Jolla, Ocean Beach, Mission Beach, and Point Loma that currently require Coastal Development Permits.

How long does it take to get an ADU permit approved in San Diego?

Standard ADU permits take 3-5 months in the City of San Diego and 4-10 weeks in San Diego County unincorporated areas. Using pre-approved plans can reduce the timeline to 2-4 weeks. Coastal zone properties may experience additional delays of 3 months to 2 years depending on Coastal Development Permit requirements.

Can I build multiple ADUs on a multifamily property?

Yes. Under SB 1211 (effective January 1, 2025), you can build up to 8 detached ADUs on multifamily properties, or as many ADUs as you have existing units—whichever is fewer. No parking replacement is required if you convert garages or parking spaces.

What fee waivers are available for ADU permits?

SB 13 provides impact fee waivers for ADUs under 750 square feet, saving $8,000-$15,000. School impact fees ($5.17/sq ft) are waived for units 500 square feet or smaller. Pre-approved plans reduce plan check fees by 50%, saving $1,500-$4,000. Combined, strategic planning can save more than $15,000.

Do I need a Coastal Development Permit for my ADU?

If your property is in the coastal overlay zone (Pacific Beach, La Jolla, Ocean Beach, Mission Beach, Point Loma), you currently need a Coastal Development Permit for ADUs that aren't completely contained in the existing primary structure. However, the July 1, 2026 deadline will simplify this process.

What's the difference between City of San Diego and County ADU permits?

City of San Diego permits average 3-5 months with online submission available. San Diego County unincorporated areas average 4-10 weeks but require in-person submission. Coastal zone regulations apply only to City properties in the coastal overlay zone. Fee schedules differ between jurisdictions.

How much can I rent an ADU for in San Diego?

San Diego ADU rental rates range from $1,900/month for studios to $3,600/month for three-bedroom units. One-bedroom ADUs typically rent for $2,500-$3,500 monthly. Average rental income across all ADU types is approximately $2,600/month. Short-term rentals are prohibited for ADUs in San Diego.

How much does ADU construction increase property value?

Studies show ADUs increase property values by 25-35% on average, or $150,000-$300,000 in Southern California. Properties with ADUs appreciate 22% faster than those without. Homes with ADUs also sell approximately 26% faster—nearly a month sooner than comparable properties.

Should I build an ADU or sell my property to a cash buyer?

This depends on your capital availability, timeline, and tolerance for construction complexity. ADU construction requires $200,000-$450,000 plus permits and takes 6-12 months. If you lack construction capital, want immediate equity access, or are overwhelmed by permit requirements (especially in the coastal zone), selling to a cash buyer who recognizes your property's ADU development potential may deliver comparable returns with immediate liquidity.

Making Your ADU Decision: Build vs. Sell in 2026

As you evaluate whether to pursue ADU construction or sell your property with development potential, consider these key factors:

Timeline Considerations

If you build:

• 3-5 months for permit approval (2-4 weeks with pre-approved plans)
• 6-12 months for construction
• 9-17 months total before rental income begins
• Coastal zone properties should consider waiting until July 2026 for simplified permitting

If you sell to a cash buyer:

• 7-14 day closing timeline
• Immediate access to equity
• No construction period uncertainty

Financial Comparison

ADU Construction Investment:

• Permits: $6,500-$21,000
• Construction: $200,000-$450,000
• Total: $206,500-$471,000
• Rental income: $1,900-$3,600/month
• Property value increase: $150,000-$300,000
• Payback period: 7-15 years depending on rental income

Cash Sale:

• No upfront investment required
• Potential investor premium for ADU-eligible properties
• Immediate liquidity for next investment or lifestyle change

Strategic Timing for Coastal Properties

Pacific Beach, La Jolla, and Ocean Beach homeowners face a unique decision point. The July 1, 2026 coastal zone simplification deadline creates three timing options:

1. Start permits now under current (complex) rules to begin construction in 2026
2. Wait until mid-2026 for simplified coastal zone permitting, but compress construction timeline
3. Sell now to a cash buyer who will navigate coastal regulations post-simplification

Given current coastal zone permit delays of 3+ months, option 2 may be most attractive for homeowners not facing urgent timeline pressure.

Multifamily Property Strategy

If you own multifamily properties in North Park, Hillcrest, South Park, or Mission Valley that can accommodate multiple ADUs under the new 8-unit limit, your decision is more complex. The income potential from 4-6 additional ADUs ($10,000-$18,000 monthly) may justify the substantial upfront investment—particularly if you have access to construction financing.

However, managing construction of multiple units simultaneously requires significant expertise and capital reserves. Many multifamily owners are choosing to sell to experienced ADU developers who can execute the 8-unit strategy at scale.

Conclusion: Navigate 2026 ADU Permits with Confidence

San Diego's ADU landscape in 2026 offers both tremendous opportunity and complexity. With permit costs ranging from $6,500 for junior ADUs to $21,000 for larger detached units, strategic planning around fee waivers and pre-approved plans can save $15,000+. The July 1, 2026 coastal zone simplification deadline will ease permitting for Pacific Beach, La Jolla, and Ocean Beach properties, while SB 1211's expansion to 8 ADUs on multifamily properties creates unprecedented development potential in North Park, Hillcrest, and South Park.

Whether you choose to pursue ADU construction with its 25-35% property value increase and $1,900-$3,600 monthly rental income, or prefer to sell your ADU-eligible property to a cash buyer for immediate equity access, understanding these permit costs, timelines, and regulatory changes is essential.

For homeowners who find the permit complexity, construction timeline, or capital requirements overwhelming—particularly those with coastal properties facing Coastal Development Permit procedures or multifamily properties that could accommodate 8 ADUs—San Diego Fast Cash Home Buyer offers a straightforward alternative. We recognize the value of your property's ADU development potential and can close in as little as 7-14 days, providing immediate access to equity without navigating the 2026 permit landscape.

Ready to explore your options? Contact San Diego Fast Cash Home Buyer for a free, no-obligation consultation. Whether you're considering ADU construction or selling your property with development potential, we'll help you understand your best path forward in 2026's changing regulatory environment.